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If you're self-employed or starting a solo business with little income: You'll probably qualify for low-cost insurance or free or low-cost coverage through Medicaid.
Table of contents
- Options for Individuals and Families without Health Insurance Coverage
- Obamacare enrollment (Affordable Care Act or ACA) in Arkansas for 2018
- Donate Today to Fight Diabetes
- How To Sign Up for Obamacare in Arkansas
- AR Obamacare Info
Medicaid is a state-administered health insurance program for certain individuals and families with low incomes and resources. Veterans of the United States armed forces may be eligible for a broad range of benefits and services provided by the U. Department of Veterans Affairs VA. Confused by the wording in the insurance plans you are considering? See a glossary of terms used in health insurance opens a PDF file.
Most pharmaceutical companies offer financial assistance programs to persons who have trouble affording their medications and supplies. Fill your senses with Southwestern and Mexican dishes that are easy, fulfilling, and—surprisingly—healthy. Learn the top 3 questions to ask your doctor about the link between type 2 diabetes and cardiovascular disease. Are You At Risk? Donate today Other Ways to Donate: Health Insurance Update The Affordable Care Act, passed in , includes a number of changes to improve access to health insurance for individuals and families and make coverage more affordable.
Health Insurance in Your State: State Contact Information We have gathered contact information pertaining to health insurance in each state and the District of Columbia and made it accessible to you. You can find HealthCare. A licensed insurance agent or broker can help you compare plans, figure out whether you qualify for subsidies, and apply for coverage in Arkansas.
Learn the five factors that determine what Arkansas residents will pay for health insurance under the Affordable Care Act Obamacare. If you missed the Obamacare Affordable Care Act deadline, you may still be able to get covered -- but you may owe a tax penalty. Here's what you should know. Until , the law also requires most U. Beginning in , however, the penalty goes away in all states except those that have enacted their own penalties.
Currently, the list of states with penalties includes D. At ObamacareByZipCode, we focus on helping you understand how Obamacare works in Arkansas, to help you get the coverage you need. All health plans purchased through the HealthCare. Companies that offer plans through a state exchange will compete on price and quality of service in delivering these benefits. Under Obamacare, most people who don't have health insurance will be required to pay a tax penalty.
But you may not have to pay if you qualify for one or more of the following exemptions:. You may be eligible for an exemption under other circumstances, as well -- for example, if you can show that obtaining coverage would subject you to serious financial hardship. If you used the marketplace to purchase a plan last year. Most people who purchased their insurance plan from an online marketplace will be able to automatically renew their coverage for While allowing yourself to be automatically re-enrolled is better than going without insurance, it's best to take advantage of open enrollment and research your options.
Shop around and evaluate new plans and costs.
Options for Individuals and Families without Health Insurance Coverage
Even if you decide to stay with the plan you have, you can use open enrollment to confirm your personal information and ensure you're getting the right amount of financial aid. If you purchased an individual or family insurance plan outside the online marketplace. Or, you may use HealthCare. If you keep your current plan, you won't be eligible for the cost-saving subsidies available for plans purchased through the exchange. Be sure to check with your current insurance provider before canceling a health insurance policy; you may have to wait until the end of your current policy year to make a change.
If you have insurance through an employer. As long as you're happy with your plan, you can keep it. You're considered covered under Obamacare. On the other hand, if you're not satisfied with the coverage you have, you may be able to switch to an individual plan through HealthCare. The health insurance marketplace sometimes called an "exchange" is where to go to get health insurance under the Affordable Care Act. The marketplace for Arkansas is HealthCare. You can use the marketplace to compare plans, learn whether you qualify for cost-saving subsidies, and sign up for the plan that works best for you.
Private insurance agents or brokers can also help you understand your health care coverage options under Obamacare. Unlike government-trained navigators and counselors, they are allowed to suggest the best plan for you. Choose carefully, because after you make your choices, you must usually live with them until the next open enrollment period. If you qualify for special enrollment, you can sign up during a time period outside of the open enrollment period. The circumstances under which you may qualify for special enrollment include:.
A list of dates you need to keep track of in signing up for ObamaCare. Traveling from state to state isn't complicated under Obamacare, but there are a few points to keep in mind. Doctor Philo Oliver Hooper , a graduate of the Jefferson Medical College in Philadelphia, practiced in Little Rock; later he would return to Little Rock, reestablish his practice, and help establish a medical school.
Medicines, especially quinine, were in short supply. Battle wounds were often compounded by fractures. Sanitary antiseptic practices had not yet been scientifically established, and the two forms of anesthesia, ether and chloroform, were used less than a fourth of the time. Many amputees died from shock. Nursing was only beginning to admit women; the first official female nurse, Mary Phelps, was the wife of John S. Phelps , the Union military governor of Arkansas.
Post-operative care was lacking, and in towns, schools and churches were appropriated for hospitals. The civilian population suffered malnourishment, especially in winter Cholera, which invariably followed armies, did not limit its damage to military personnel and arrived in force in and Nevertheless, the Civil War produced a medical revolution.
Government studies documented medical treatment and photographed specimen patients. Organized female nursing followed, as did the building of hospitals. Two years after the war, Joseph Lister identified sepsis and brought in carbolic to fight infection. The end of slavery had pronounced negative medical effects.
After Reconstruction, some graduates of black medical schools, notably Meharry Medical College in Nashville, Tennessee, served a small part of the black population. Most located in towns, for while the needs were greater in the rural areas, patients there could not afford to pay. Francis County , and Newport Jackson County were served by doctors and dentists.
Black, who relied on the income generated from the plantation lands of his father, Pickens Black. Dentistry was a particularly sore point, for while some white doctors would see black patients, white dentists usually refused to do so. The Foundations of Modern Medicine, — The foundations for future progress started with organizing and establishing medical licensing. Shortly after the end of the war, Hooper and twelve medical colleagues organized the Medical Society of Little Rock and Pulaski County.
Then, on November 21, , a group of physicians from around Arkansas met at the Little Rock Pacific Hotel to establish a statewide medical society. The yellow fever panics of the s spurred a state licensing law. When yellow fever struck Memphis in , Little Rock was flooded by refugees. Luckily, they did not bring the disease with them. The chaos that followed prompted demands for a coordinated state policy to work with the Sanitary Council of the Mississippi River, a multi-state coordinating body.
In the absence of legislative action, Governor William Read Miller appointed the Little Rock board as the de facto state body, which at least legitimized its existence and allowed it access to funds from the National Board of Health. Quarantines operated both regionally and locally. Locally, communities set up pest houses, leaving sick people there to die. If that could not be used, a black flag outside a house warned those in not to leave and others not to come.
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In the case of smallpox, death was followed by the destruction of all clothing, bedding, and other property. The existence of a temporary board of health in Arkansas dated back to in Little Rock, but the de facto board of led Arkansas into uncharted waters. Charles Nash, the president, for example, called attention to adulterated and impure foods. In , the legislature did establish a state board of health, but lacking in the law were requirements for death, marriage, birth, and other statistics that had become routine elsewhere in the nation, and the funding was adequate only for a small staff.
In the absence of any outbreaks, the board became inactive until , when smallpox surprised the state. Salem Fulton County was the center, and local doctors at first failed to recognize the disease that eventually spread across the state. Despite some 7, to 10, cases yearly, legislators rejected inoculations, with country doctor and long-time legislator W. Abington saying that they did not work. Those utterly ignorant of medicine could go to Benton Saline County and appear before the Saline County Board, which between and certified doctors although the entire county contained only eleven physicians.
Not only was the state overrun by incompetents, but fraud was rampant as well. Seriously ill persons, especially on arriving trains, were victims of these scams, and the national scandal prompted a state law in and federal legislation in A constitutional argument in favor of medical commercial freedom was rejected by the state Supreme Court in Thompson v. Closely connected to medical licensing was the rise of hospitals.
Vincent Infirmary in Little Rock. In , Isaac Folsom of Lonoke Lonoke County made a bequest in his will to endow a free clinic bearing his name in Little Rock to be used for teaching. The widow of Colonel Logan H. In , the new hospital, under-funded and poorly equipped, opened its doors with seventy-five patient beds. Public support for improved standards of medical education and healthcare seemed to be building in Arkansas. Corporate interests became involved as well. Railroads put doctors on retainer. It became Riverview Medical Center in and closed in Increasing professionalization of medicine led to the founding of the first medical school.
The sponsors originally wanted to operate in conjunction with what turned out to be a failing institution, St. The university trustees approved the charter on June 17, Hooper and seven associates incorporated this proprietary medical school, now the University of Arkansas for Medical Sciences UAMS , which had no other official connection with the university whose name it used.
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By , the first medical college boasted matriculates. Divisions within the ranks led to a second school in , the College of Physicians and Surgeons. State institutions were created to deal with specific problems. Schools for the deaf and blind dated to and , respectively, but a state mental health treatment center came much later.
Obamacare enrollment (Affordable Care Act or ACA) in Arkansas for 2018
Tuberculosis finally received state attention when the first sanatorium , for whites only, opened outside Booneville Logan County in Despite a greater incidence of tuberculosis among African Americans than whites, it was not until that a black sanatorium , subsequently named after Governor Thomas C. McRae , was established. The strongest argument for its creation was that sick black servants would infect their white family charges. The Progressive Era inspired reforms. In , the regular physicians cooperated with the other recognized schools to set up separate licensing boards.
In , the requirement of a diploma ended the apprenticeship system. The reform with the greatest long-term impact was a national survey of medical schools in the United States and Canada undertaken by the Carnegie Foundation for the Advancement of Teaching under the auspices of the American Medical Association AMA and commonly named after the man who conducted it, Abraham Flexner.
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The only medical schools that Flexner thought deserved to survive were those affiliated with a university, those that had a teaching hospital, and those that taught science. Arkansas failed all counts, as was the case in much of the South. In Arkansas, the Flexner Report forced the consolidation of the two schools, resulting in a UA takeover of the newly created school with separate legislative funding and eventually the building of a teaching hospital.
In , the state legislature agreed to assume fiscal responsibility for, and administrative control of, medical education in Arkansas.
How To Sign Up for Obamacare in Arkansas
During the next year, new quarters for the consolidated school were established in the Old State House , with Dr. Morgan Smith as dean. Meanwhile, the essential correlatives fell into place. The first nursing school had been started in in Fort Smith. By , Arkansas had trained nurses and untrained ones. Training increased so that, in , some fourteen hospitals in the state offered nursing courses. Public health took a giant leap forward when hookworms became the subject of a Rockefeller Sanitary Commission study.
Smith, secretary to the Board of Health, managed not only the hookworm campaign but also the merger of the two medical schools. A vigorous apostle of public health, he got a bill creating a stronger board of health through both houses of the legislature, but opponents stole it. Garrison followed Smith and continued the hookworm campaign. In many rural counties where the problems were the greatest, the field physicians encountered open hostility.
A Health Train from Louisiana toured the state, loaded with exhibits. Act 96 of created vital statistics registration districts, but payment and hiring of registrars required remedial legislation in and Work on eliminating mosquitoes followed. Zaphney Orto , then practicing at Walnut Ridge Lawrence County before moving to Pine Bluff, tried in to show a connection between malaria and mosquitoes.
AR Obamacare Info
A pilot federal program at Crossett Ashley County in stunned the world—between and , there was a Race played a role as well; Dr. Abington held that mosquitoes never bit black people. Food and drug laws became important on the national scene. Arkansas had passed its first anti-adulteration law in , but it was not until the early twentieth century that public attention became focused on the issues. The Hotel Inspection Act of required the State Board of Health to inspect hotels and restaurants as well as dairies , creameries, and schools, but without funds to hire an adequate number of inspectors, the law was largely ignored.
Federal pure food and drug laws covered only interstate commerce, and prosecuted cases reveal that improperly canned or contaminated or mislabeled meats and vegetables did come out of Arkansas. Canners whose goods did not cross state lines were not inspected. Almost totally unregulated were patent medicines, despite the presence of alcohol and narcotics in their concoctions and their advertising claims to efficacy of the treatment. One of the greatest challenges came with the influenza pandemic that reached Arkansas in and topped all twentieth-century killers.
But this viral infection hit hardest the seemingly most healthy young men and women. In a month, the state Board of Health put the entire state under quarantine because 1, cases had been reported in the first thirty days. Robinson in North Little Rock Pulaski County , where 52, soldiers were billeted, the men fell ill at the rate of 1, per day.
Excluding the soldiers at Camp Pike, Arkansas reported 35, cases and 7, deaths. Although exact figures do not exist, approximately one of every four persons in central Arkansas contracted the disease. Some places escaped entirely. The tuberculosis sanatorium at Booneville quarantined itself immediately and escaped without a single case. The town, meanwhile, refused to act at all.
Although the worst was over by November, the disease continued in and around the state for another year and spread to hogs. Mid-Century Developments, — Medical education hoed a hard row for half a century. Enrollment in the rising freshman class fell to seven in The legislature refused to create the required charity hospital.
A frustrated Dean Smith resigned in Frank Vinsonhaler, fared no better. A federal survey called the institution a threat not just to Arkansas but to American health and called for its closure. Despite the facilities, Arkansas graduates found good jobs. First, in , voters banned the teaching of the theory of evolution from the state. Second, Arkansas became home to two of the most notorious quack physicians in America. Brinkley , whose palatial hospitals were in Pulaski and Benton counties, attempted to save the sex lives of men by implanting goat gonads in them, while Norman Baker , ensconced in the Crescent Hotel and supported by the Eureka Springs Chamber of Commerce, purveyed false cancer treatments.
Arkansas authorities looked the other way.
Brinkley was brought down by civil suits; Baker fell afoul of federal authorities. Meanwhile, medical professionals were uneasy with the new century. Founded in Little Rock in , the hospital began to offer prepayment plans and group memberships. The Pulaski County Medical Society censured the participants, a move sustained by the state society. Although an earlier generation of Arkansas doctors had created public health, nurturing and sustaining it against the opposition of the ignorant and patent medicine interests, the new leaders believed that public health, notably immunization, hurt them financially.
The newly elected governor in , Junius Marion Futrell , was only too happy to replace the internationally recognized public health leader with a railroad physician, Dr. Federal financial assistance, not any state commitment, kept programs partially alive during the Depression. In , Fort Smith reported five cases of smallpox, while twenty-one persons died just west in Oklahoma.